Glossary

    Glossary

    Personal Leave

    Personal leave is the 10 days of paid leave a year that full-time Australian employees can take when they are sick or caring for an immediate family member. It accrues from day one, carries over forever, and never gets paid out when you quit.

    Leave & TimeLast reviewed 2026-09-26

    What it is

    Personal leave, formally called personal/carer's leave, is the National Employment Standards entitlement that lets you stay home when you are genuinely unwell, or when someone in your immediate family or household needs your care, without losing pay. Full-time employees get 10 paid days each year of employment. Part-timers get the same entitlement pro-rated to their ordinary hours. Casuals get none of it, which is part of what their 25% loading is compensating for.

    The leave accrues progressively from your first day of work, based on ordinary hours, and any balance you do not use carries over to the next year with no cap. Your employer can ask for reasonable evidence, such as a medical certificate or statutory declaration, even for a single day off. The balance on your payslip labelled "Sick Leave" or "Personal Leave" is this entitlement, quietly accumulating in case of flu, surgery, or a kid with gastro.

    Key takeaways

    • Full-time employees accrue 10 days of paid personal/carer's leave per year; part-timers get it pro-rata to their ordinary hours.
    • One entitlement covers both your own illness and caring for immediate family or household members.
    • Unused personal leave carries over year to year with no cap, but it is never paid out when your employment ends.
    • Your employer can request a medical certificate or statutory declaration as evidence, even for one day.
    • A public holiday falling during your personal leave does not consume your balance; you get the holiday instead.

    How it works

    Accrual is based on ordinary hours, not calendar days. A full-timer working 38 hours a week accrues 76 hours of personal leave per year, which is the 10 days. That accrual happens progressively, so after six months you hold roughly 38 hours, and your payslip balance should tick upward every pay cycle. A part-timer working 19 hours a week accrues 38 hours per year, which is still 10 of their working days.

    When you take a day, payroll converts it at your base rate of pay for ordinary hours, no loading, no penalties. If you were rostered for a 10-hour day, 10 hours come out of the balance. Evidence rules live in the Fair Work Act: the requirement must be reasonable, and a stat dec counts when a doctor's certificate is overkill for a 24-hour bug. Fair Work (fairwork.gov.au) confirms employers cannot demand you disclose your specific diagnosis.

    Two adjacent entitlements get confused with this one constantly. Casuals and everyone else get 2 days of unpaid carer's leave per occasion when paid leave runs out or does not exist. Compassionate leave is a separate 2 days per occasion when an immediate family member dies or suffers a life-threatening illness. Neither touches your 10-day balance.

    Why it matters

    Personal leave is the payslip line that decides whether a bad flu costs you a week's groceries or nothing at all. Because it accrues and never expires, it quietly becomes a disability buffer: a worker who banks 60 unused hours over three years can survive surgery without touching annual leave or going unpaid. Treating it like a use-it-or-lose-it perk is structurally backwards.

    A colleague named Brent (yes, that Brent) treated his personal leave balance as a hidden annual leave account he was too honest to use. Seven years, zero sick days taken, balance sitting at roughly 530 hours. Then he resigned for a new job and discovered the hard ending: personal leave is not paid out on termination, ever, unlike annual leave. Seven years of accrued buffer evaporated on his final payslip, worth about $20,000 at his rate, gone because nobody told him the rules.

    The highest-leverage thing most Australians can do is actually use the leave when sick and stop donating wages to the business out of martyrdom. Meanwhile, check your accrual each pay cycle with the sick leave accrual calculator and make sure the balance is growing, because a frozen number is the first symptom of a payroll error.

    Real-world examples

    Part-timer on 25 hours a week at $32 an hour

    A part-time retail worker doing 25 ordinary hours a week accrues personal leave pro-rata: 25 divided by 38 full-time hours, times 76 hours, gives 50 hours a year, which is 10 of their 5-hour shifts. At $32 an hour base rate, each sick day taken is worth $160 of pay they would otherwise lose. After two years with three sick days used, the balance sits near 65 hours, about $2,080 of insured income. Use the sick leave accrual calculator to check your own number against the payslip.

    Full-timer with gastro, a certificate, and a public holiday mid-week

    A full-time admin worker on $85,000 takes a full week off with gastro, Monday to Sunday, and the Friday happens to be Good Friday. Personal leave is only deducted for ordinary working days, so Monday to Thursday cost 4 days of leave, roughly $1,308 of pay at her $327 daily rate. Good Friday is a public holiday and cannot consume personal leave, so that day is paid as the holiday instead. Her balance drops 30.4 hours, not 38, and the medical certificate from a $40 telehealth consult satisfies the evidence requirement.

    Resigning with 400 hours banked versus 400 hours of annual leave

    A warehouse supervisor earning $45 an hour quits with 400 hours of personal leave and 160 hours of annual leave on his final payslip. The annual leave is paid out in full at termination: 160 hours times $45, plus 17.5% leave loading where it applies, roughly $7,200 to $8,460. The 400 hours of personal leave disappears entirely, worth $18,000 on paper but $0 in the bank. Same payslip, same hours, two completely different legal treatments, which is why the categories matter.

    Common mistakes

    Mistake: Assuming personal leave is paid out like annual leave when you resign.

    Why it bites you: It never is. Brent banked 530 hours over seven years expecting a payout and received $0 for it on termination, having forgone about $20,000 of entitled rest.

    Mistake: Calling in sick as a casual and expecting paid leave.

    Why it bites you: Casuals get no paid personal leave; their 25% loading is the substitute. A casual missing five shifts at $35 an hour loses about $1,400 with no entitlement to soften it.

    Mistake: Letting a public holiday get deducted from your personal leave balance.

    Why it bites you: Fair Work rules say a public holiday during leave is paid as the holiday, not the leave. Each wrongly deducted day at $300 of ordinary earnings is a balance error worth $300 that compounds if never queried.

    Mistake: Refusing to provide any evidence on principle.

    Why it bites you: Employers can reasonably request a certificate or stat dec, and refusing can convert paid leave into unpaid leave. One disputed day at $350 is an expensive hill to die on.

    Ivy's take

    I spent a weeknight reading the Fair Work Ombudsman's personal leave guidance and the NES provisions of the Fair Work Act so you don't have to, and the headline is this: the entitlement is generous, the rules around it are not intuitive, and payroll systems get it wrong more often than they should. Ten days, pro-rata, progressive accrual, carry over forever, evidence on request, zero payout at the end. Print that on a card.

    The cultural problem is bigger than the legal one. Australians wear unused sick leave like a badge of honour, and Brent is the patron saint, hoarding 530 hours and cashing out nothing. The leave exists to be used. Take the day, get the certificate, protect the balance from payroll errors, and let annual leave do the holidaying.

    Related jargon, defined

    National Employment Standards
    The 11 minimum entitlements under the Fair Work Act that apply to nearly all Australian employees.
    Carer's leave
    The portion of personal leave used to care for an immediate family or household member who is sick or injured.
    Compassionate leave
    A separate 2-day entitlement per occasion when a close family member dies or faces a life-threatening condition.
    Statutory declaration
    A signed legal statement, accepted as evidence for personal leave when a medical certificate is overkill.
    Progressive accrual
    Leave that builds up gradually with hours worked rather than arriving as a lump sum each anniversary.
    Ordinary hours
    Your regular rostered hours excluding overtime, which form the basis of leave accrual.

    Frequently asked questions

    How many sick days do I get per year in Australia?+

    Full-time employees get 10 days of paid personal/carer's leave per year under the National Employment Standards. Part-time employees get the same entitlement pro-rated to their ordinary hours.

    Can my boss make me get a medical certificate for one day off?+

    Yes, if the request is reasonable, and it usually is. A statutory declaration is also acceptable evidence for a single day.

    Does unused personal leave get paid out when I quit?+

    No, never. Unlike annual leave, personal leave simply vanishes on termination, which is worth remembering before hoarding it.

    What happens if a public holiday falls while I am on personal leave?+

    You are paid for the public holiday and your personal leave balance is not deducted for that day. Check your payslip, because payroll software occasionally gets this wrong.

    Do casuals get personal leave?+

    Casuals get no paid personal leave; their 25% casual loading compensates for that. They do get 2 days of unpaid carer's leave per occasion.

    Disclaimer: This information is general in nature and does not constitute financial or legal advice. Always consult a qualified professional for your specific situation.

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    Ivy Sinclair-Wren

    Ivy Sinclair-Wren

    Financial Chaos Analyst

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    Ivy Sinclair-Wren is a Financial Chaos Analyst covering investing, AI, wealth psychology, and the emotional consequences of opening finance apps during market crashes. Based in Melbourne, she specializes in demystifying the Australian tax code and helping users navigate the intersection of spreadsheet logic and human irrationality.