Financial Toolkit
See your new total package and weekly take-home pay after a raise.
Calculate your net income after tax, Super, and Medicare Levy.
Benchmark your salary against industry standards to see if you are being paid fairly.
For US expats in Australia, compare retirement savings across both systems.
Understand how state-based costs and levies affect your take-home pay.
Estimate your eligibility for the Australian Age Pension.
Forecast your future salary based on expected annual percentage increases.
Calculate the net amount of a bonus payment after all deductions.
Visualize your budget against your salary to see where your money is going.
Model your potential salary growth over your entire working life.
Calculate your casual loading entitlement on top of base rates.
Calculate your earnings from commission-based pay structures.
Track your super contributions against caps to maximize savings.
Translate your day rate into an annual salary equivalent.
See how investing your pay rise can lead to significant long-term wealth.
Illustrate the gender pay gap by comparing average earnings.
Calculate your compulsory HECS-HELP student loan repayment amount.
Convert your hourly wage to an annual salary for better planning.
Calculate your 'real' hourly wage accounting for unpaid overtime and commute.
Project your income growth over time, factoring in raises and promotions.
Visualize how inflation erodes your salary's purchasing power over time.
Holistically assess two different job offers by comparing all financial factors.
Calculate your 17.5% leave loading entitlement on top of leave pay.
Check eligibility for the historical Low and Middle Income Tax Offset.
Calculate your 2% Medicare levy and check for exemptions.
Check the current National Minimum Wage in Australia and your entitlements.
Calculate your overtime earnings based on Australian award rates.
Seamlessly convert your pay between hourly, weekly, and annual rates.
Estimate how you can vary your PAYG withholding to improve cash flow.
Calculate tax to be withheld based on ATO guidelines and tax-free threshold.
Calculate the higher pay rates for weekends and public holidays.
Understand your entitlements for working on a public holiday.
Build a data-driven business case for a salary increase.
Translate your income between different pay periods (daily, weekly, annual).
Craft a professional email to request a pay rise or negotiate an offer.
Calculate the tax benefits of salary sacrificing into super or benefits.
Find the sweet spot for salary sacrificing to maximize tax savings.
Calculate the significant tax impact of earning a second income.
Calculate total earnings including shift loadings and allowances.
Estimate the after-tax income from a second job or side hustle.
Manage and track multiple income streams and expenses for tax time.
See the powerful long-term impact of super fees on your savings.
Compare two super funds side-by-side based on fees and returns.
Estimate the tax implications of superannuation lump sum withdrawals.
Compare the long-term growth of super vs external ETF investing.
Project the future value of your superannuation at retirement.
Compare your take-home pay to the national minimum wage.
See if a Transition to Retirement (TTR) strategy could work for you.
Compare job offers with different pay frequencies on your cash flow.
Estimate your potential tax deduction for home office expenses.
Create a simple budget to track your income and expenses.
Analyze the financial viability and return on investment of a career change.
Quantify the financial and time expenses of your daily travel.
Calculate the significant financial savings of working from home.
Compare expenses between different cities to understand required income.
Calculate the total financial impact of leaving your current role.
Evaluate the true financial impact of moving between employers.
Estimate the income required to meet basic living standards in your city.
Estimate the cost of moving between cities or interstate.
Determine a sustainable rental budget based on the 30% rule.
Compare long-term financial implications of renting vs buying in Australia.
Calculate your savings percentage and project future growth.
Reframe the cost of purchases into the hours of your life required to earn them.
Calculate your DTI ratio, a key metric for borrowing power.
Determine how much you need to save for unexpected financial shocks.
For employers: calculate the total cost of an employee including super.
Get a clear picture of your sustainability by comparing income to outgoings.
See exactly how a personal loan will impact your weekly budget.
Determine your borrowing capacity based on income and interest rates.
Get a clear snapshot of your total assets and liabilities.
Estimate your annual income in retirement based on your current strategy.
Estimate how many years until you achieve financial independence.
Estimate the value of accrued leave paid out upon termination.
Estimate your carer’s leave entitlements under Australian standards.
Calculate long service leave entitlements based on your state.
Understand the minimum required notice period for your role.
Calculate payments based on the government’s Paid Parental Leave Scheme.
See how much personal and sick leave you are entitled to.
Estimate redundancy payouts based on your years of service.
Calculate the financial impact of taking unpaid days off from work.
Determine what you should charge to cover taxes, expenses, and profit.
Shows the percentage return of an extra salary vs. inflation.
For businesses: calculate the total cost of hiring a new employee.
Calculate the minimum salary needed to cover all living costs.
See what your past salary would be worth in today's dollars.
Analyze the return on investment for new hire recruitment costs.
Calculate the true cost of replacing a departing employee.
Firms: audit wage equality and identify internal pay gaps.